A federal judge in Texas has reversed a Biden administration rule that wiped medical debt from credit reports, affecting nearly 15 million Americans.
The rule, which did not discharge debt but changed how credit scores could be calculated, would have removed $50 million of medical debt from credit reports.
U.S. District Judge Sean Jordan, who was appointed by Donald Trump during his first term, claimed in his decision that the Fair Credit Reporting Act does not allow the Consumer Financial Protection Bureau (CFPB) to remove medical debt from reports.
No, a single state isn’t supposed to be able to block a nationwide thing. So, this could be limited to just Texas. But, it’s likely I also don’t know the correct answer to this with my limited understanding.
The case ruling not affecting things outside of the case was a very recent chance but I would not be at all surprised to learn it was only being enforced when the government feels like it.
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Yeah, I think you’re right.