I think that there should be fixed levels of income from jobs, alongside universal benefits and a ceiling on wealth and assets. Personal wealth should have a hard cap, while businesses have their cap determined by employee head count. There can also be an UBI income lotto funded by companies, which allows them to increases their wealth cap - effectively allowing them to healthily grow as reliance on AI increases. People who had jobs displaced by AI get access to the income lotto first, followed by the disabled.

Education shouldn’t just be free, it should be treated as job, paying people according to their grades. This encourages people to focus on their studies and a healthy work/life balance, instead of having to constantly juggling a meeting ends gig.

We have centuries of inherited rot from capitalistic practices, it would take a radical restructuring to make things fair. Similar to the Constitution and Magna Carta, where principles and rules are laid out to prevent absolute monarchy. Billionaires are the kings of our time, so we should have an economic ruleset designed from the outset to prevent their existence.