Most hospitals send a summary bill (for example pharmacy: $5,000) hoping you’ll panic and just pay it. These are usually full of errors or huge markups. Before you pay anything, call the billing department and ask for an itemized bill with CPT codes. This will not only force a human to review it, but it also gives you the ability to spot BS. I tried this last year and the bill dropped by about 30% literally just because I asked, so don’t let them rip you off.

  • gigastasio@sh.itjust.works
    12·
    8 hours ago

    You can also negotiate directly with your medical provider. Ask if they have Financial Assistance programs you can apply for. Nonprofit hospitals in the US are required by law to have these programs and provide you with information when requested, and it frequently results in having your medical debt reduced or forgiven.