My wild guess: Is everyone now just using apps for every single little thing? So now using the mobile site is considered “fraud behavior” and using apps is “normal”? Like is this what their “fraud detection system” do now?
My wild guess: Is everyone now just using apps for every single little thing? So now using the mobile site is considered “fraud behavior” and using apps is “normal”? Like is this what their “fraud detection system” do now?
But don’t they have to send that info to the card issuer?
Like don’t the merchant side have to log and send your IP addresses, what client (browser or App), and like every little info about you to the financial institutions so they can run it through their stupid “fraud prevention” system…
So I assume perhaps somewhere alone the line, some shitty AI assumed that “normal behavior” is “using the App”
(Just a wild guess, no clue how it works behind the scenes)
Nope. You can literally just send them the exact fields needed for processing a transaction.
I doubt it. I find it far more likely that the merchant is arbitrarily declining if they can’t scrape enough of your data to sell later…