you know – this is always represented in the news/etc as ‘a starbucks a day’ but i mean moreso a gadget or a shirt. i’m splurging on deodorant right now. is that immoral? are you meant to have a mostly austere budget until you’re a boomer with a house and a fence?
so uhh what’s the last little thing you bought to not go insane?
Budgeting won’t get you a house. Earning an unusually high amount of money (and that amount keeps growing) gets you a house eventually, if you still budget when you get that income.
The way I learned it is, most people who make a budget forget the value of fun. Make sure your bills are covered, save what you can, and also set aside some money for fun.
Paying a streaming service subscription, buying a little something to eat or drink when meeting with friends, buying fun gadgets you can enjoy, and buying hobby supplies would all be worthwhile uses of money set aside for fun.