Then some unexpected huge home expenses vaporized the emergency savings.
Then COVID happened and I lost my job! TWICE! This was after being an engineer at the same company for 16 years. My shit was stable AF before it all started.
Now I’m a much happier person with a much better job, but my finances are LOLfukt. Fortunately due to me trying to be careful in the past, I already owned a small cheap home in a reasonable COL area, so I can’t complain.
Oh I extracted the full potential of my rainy day preparedness, no doubt.
But the three things in that sentence still hold true. My finances are not fucked because of the better mental state and job, they’re just fucked all on their own due to recent history. But at least I can work on it now.
I was that person until mid 2019.
Then some unexpected huge home expenses vaporized the emergency savings.
Then COVID happened and I lost my job! TWICE! This was after being an engineer at the same company for 16 years. My shit was stable AF before it all started.
Now I’m a much happier person with a much better job, but my finances are LOLfukt. Fortunately due to me trying to be careful in the past, I already owned a small cheap home in a reasonable COL area, so I can’t complain.
Not really; you just found out why an emergency fund is important.
Oh I extracted the full potential of my rainy day preparedness, no doubt.
But the three things in that sentence still hold true. My finances are not fucked because of the better mental state and job, they’re just fucked all on their own due to recent history. But at least I can work on it now.