One challenge, however, is that the forgiveness is going to be taxable next year and my wife who is a teacher, will have a significant amount forgiven that is two payments away that can’t be bought back before that point. Others like us will still be impacted this way, which sucks.
She requested to be in the buy back program but they take ages to reply so we’re at the mercy of this and time.
What you’re talking about is irrelevant, because the judge will operate in a manner that is consistent with her original ruling, and that insulates her from pushback or criticism. What happened a year ago is directly relevant here because it set the outcome.