• Flying Squid@lemmy.world
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    11 days ago

    And if Americans really did have the ability to shop around for the health insurance they wouldn’t need in a sane country in this first place, this might be a good thing.

    As it is, anyone with UHC (like my family) will end up paying a higher premium.

    • Jamablaya@lemmy.world
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      11 days ago

      I don’t even know what goes on anymore. I’ve had good health insurance in the USA for years (I’m a trucker) but have not had health insurance in Canada for 7 years (because I’m a trucker of no fixed address and health care is provincial, i pay income taxes to an entity that issues my driver’s license but denies i live there when it comes to my health insurance) My american health insurance doesn’t give two shits where i live. My drivers license is to a post office box near my employer of 7 years. I’m literally homeless but consistently pay taxes and reside in one county in one province with a steady employer but i just won’t lie so i don;t have “canadian” health insurance, which is never been my “birthright as a Canadian” like muttonhead socialists talk about, it’s always been provincially determined while the federal government pretends it wasn’t something that happened despite their resistance, when provincials had balls and thought of themselves as their region, not canadians.

          • Flying Squid@lemmy.world
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            8 days ago

            Right, but let’s say you don’t. Let’s say you’re only in Canada for a day and you get hit by a truck. What happens in terms of their medical system and what you have to pay?

            • Jamablaya@lemmy.world
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              8 days ago

              as a tourist, with no health insurance, full billing but it’ll be actual at cost, not the inflated number used down south for the hospital company and insurance companies to argue over. Broken leg, say, probably set you back 5000 Canadian depending. Similar to the states at final billing.

      • granolabar@kbin.melroy.org
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        11 days ago

        What point are trying to make?

        American health insurance is better than Canadian because you don’t have fixed residency?

    • granolabar@kbin.melroy.org
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      11 days ago

      As it is, anyone with UHC (like my family) will end up paying a higher premium.

      Rates for 2025 are set already.

      You can’t switch next cycle like the rest of people prolly gonna do?

      • Flying Squid@lemmy.world
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        11 days ago

        Which “rest of people” get a choice of insurance providers from their employer?

        Or do you mean pay a hell of a lot more for a plan the employer isn’t offering?

        • granolabar@kbin.melroy.org
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          11 days ago

          fair point, well tell your employer to switch, also tell your coworkers.

          you are deff on point that they will extract to punish for this. but staying with them is a bad business decision unless your employer is getting kick backs.

          • Rhaedas@fedia.io
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            11 days ago

            Big companies will switch if the rates justify it, it’s a yearly bidding war, and quite annoying when you have to change insurance cards and even a different provider because of things beyond your control. Healthcare should be nationalized and not tied to employment for so many reasons.

          • Flying Squid@lemmy.world
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            11 days ago

            well tell your employer to switch, also tell your coworkers.

            Has that ever worked for you? Have you only worked in small businesses or something?

            If things were that simple, the CEO wouldn’t have been assassinated in the first place.

              • Flying Squid@lemmy.world
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                11 days ago

                Yeah, okay. The CEO will be very happy to see some random low-level peon about which insurance company ConHugeCo uses.

                I’m thinking you’re not actually in the U.S. at this point if you think that’s how anything works.

                  • Flying Squid@lemmy.world
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                    11 days ago

                    Yep. You are definitely not in the U.S. You think this is up to consumers on an individual level.

                    So what country without capitalist healthcare do you live in?

                • GreyBeard@lemmy.one
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                  10 days ago

                  Health insurance costs the company money too, it’s why United was so popular, it’s cheaper for the company. If they raise their rates, the company has to foot part of that bill. Normally 50+% is covered by your employer. That’s why it is so much cheaper to get insurance through your company than going market. So if United raises rates by 25%, your employer is as pissed as you are. What your employer might not care about(if you are in a big company) is things like denial rates or employee experience.

            • young_broccoli@fedia.io
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              11 days ago

              Sounds like your workplace should unionize.

              Not saying it would be easy nor quick but it would be a lot more effective than berating people on the internet who agree with you.