Nope, I have never lived and worked for a longer time in the US, therefore, no first-hand experience. I have relatives who lived and still live in the US, and so far I haven’t heard anything to the contrary.
I did have the joy of almost having to pay a non-trivial hospital stay out of pocket here due to some insurance shenanigans, and a (iirc) 5-day stay with 3h surgery and a bunch of extras (due to “Privatversicherung” rates, difficulty, MRI, CT etc.) came out to less than 10k€. I don’t remember the actual costs, since in the end the insurances did finally agree on who had to pay, but it must have been something like 6-7k total. From what I heard, that is roughly similar to US out-of-pocket costs, except that due to insurance, I paid 0€.
If you have a good argument against my point, I’m happy to hear it. As I said, our health care system is a mess right now. The boomer generation retiring is going to make things very difficult. Bureaucracy is exploding, for several reasons. The two-class system with private and public insurance is disgusting bullshit and quite the opposite of what I believe “social democracy” should be.
One question really
Is this a first hand experience or just what you have learned?
I mean, have you experienced US Healthcare first hand?
Nope, I have never lived and worked for a longer time in the US, therefore, no first-hand experience. I have relatives who lived and still live in the US, and so far I haven’t heard anything to the contrary.
I did have the joy of almost having to pay a non-trivial hospital stay out of pocket here due to some insurance shenanigans, and a (iirc) 5-day stay with 3h surgery and a bunch of extras (due to “Privatversicherung” rates, difficulty, MRI, CT etc.) came out to less than 10k€. I don’t remember the actual costs, since in the end the insurances did finally agree on who had to pay, but it must have been something like 6-7k total. From what I heard, that is roughly similar to US out-of-pocket costs, except that due to insurance, I paid 0€.
If you have a good argument against my point, I’m happy to hear it. As I said, our health care system is a mess right now. The boomer generation retiring is going to make things very difficult. Bureaucracy is exploding, for several reasons. The two-class system with private and public insurance is disgusting bullshit and quite the opposite of what I believe “social democracy” should be.