You can even predict more or less how much you’re going to spend by your expenses history, but configuring the formula for that on a spreadsheet, or at least figuring it out, is a major pain. But once done, helps a lot. =D
I use a spreadsheet. Mainly so I can see where my money is going/how much I need to get paid to continue not being homeless.
To be very fair though this isn’t a skill I learned so much as one that was forced on me by the military before they’d let me “adult”. By adult I mean live on my own.
By not providing BAH/BAS (Housing allowance/Food allowance) to unmarried members of the military who wanted to move out of the barracks without proof they had had financial counseling.
Some people use apps or spreadsheets to have a very structured budget. I am not one of them. I have a concept of a budget.
You can even predict more or less how much you’re going to spend by your expenses history, but configuring the formula for that on a spreadsheet, or at least figuring it out, is a major pain. But once done, helps a lot. =D
I use a spreadsheet. Mainly so I can see where my money is going/how much I need to get paid to continue not being homeless.
To be very fair though this isn’t a skill I learned so much as one that was forced on me by the military before they’d let me “adult”. By adult I mean live on my own.
Very interesting, how’d they enforce that?
By not providing BAH/BAS (Housing allowance/Food allowance) to unmarried members of the military who wanted to move out of the barracks without proof they had had financial counseling.