So this is a weird one. Yes, I know an offline MMORPG is just an RPG, but I’m looking for a specific kind.
I loved FFXIV, but there was always something in the back of my mind that said “I don’t own any of this, it all goes away if I stop paying, and I could be banned tomorrow and lose everything”. I’d love to have a game that plays somewhat similar, but offline and for a single payment, please.
I know about the .hack series and those games seem pretty fun, but don’t scratch the same gathering resources/crafting items/using or selling items cycle. Also they’re apparently grindy as fuck.
Anyone have any suggestions please? Preferably PC please, but Switch and PS1/2/3 also valid suggestions. Thank you.


Surprised that no one has suggested the .hack (dot Hack) game series. They were PS2 era single player RPG games, set in a virtual reality MMO. So it really tries to simulate the MMO experience of that era. There’s even an entire fake computer OS you can explore with news articles, forum posts, email, etc that all contributes to the world building and sometimes unlocks stuff in the “MMO” as you learn stuff ourside of it.
The plot is… ok. Kind of a tired one now and quite trope-y. Mostly because it came first and a ton of anime since “copied its homework”. The series is one of the first instances of the now semi-common plot of “players get stuck in VR MMO”.
The first group of games in the series is pretty easily emulatable, and carrying your save across the games lets you keep your progress and unlocks some extra stuff in subsequent games of the first batch.
The second batch of games in the series (widely believed to be considerably better in gameplay) got an official PC remaster with additional QoL and what amounts to a free story DLC. Probably better to start there, just know there’s some weird plot stuff with a semi-prequel anime. It was the style of the time to make these multimedia projects to try and cross market shit.
They just announced that the series is going to get a reboot/continuation too.
It’s also worth noting that there are some “pay once” MMOs like Guild Wars out there which have been running for a decade or more.
Guild Wars, the original, is still up and running. It isn’t what OP is looking for, but an MMO released in 2005 is not only still playable and has people playing, but also gets very infrequent little patches. Pretty cool stuff.
OP already mentioned the .hack games, but someone else may be interested.