The scenario is like this: boyfriend has unpaid debt (either from loansharks or the bank themselves) however he died from a terminal illness before debt collectors can get to him, but does his death automatically “erase” the unpaid debt he owes as he’s gone?

The thing is, they can’t pursue him as he’s literally dead. The contract he signed prior to death only bares his name (meaning the debt can’t be passed down to either his girlfriend or family) as he’s the only signatory listed on paper (while his family are not signatories).

Debt collectors or loansharks show up to his residence only finding out from his girlfriend that he passed away (she has his death certificate to prove it), she reiterates that his debt can’t be paid the “conventional” way as he’s no longer alive to do that in the first place.

  • HubertManne@piefed.social
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    8 days ago

    I mean loansharks are criminals where you are at? If so their process is whatever they want. Its like asking if they can steal from a place because of circumstance or mug someone. As for legal debt I am under the impression where I am at that some can put a lean on the estate or such but they can’t go after another person unless its transfered to them or they are on it like a mortgage. Even then I don’t think it works like that. I mean if they are on it sure but I would assume they would need to get a new mortgage to pay off the old one or something.