Uhh, say, 20k? My sister died and I’ve been taking care of her 18-year-old cat with health issues. It’s my only living link to my sister - and aside from a couple cousins I don’t see much, she was my last living relative. I’m not ready for another loss right now, and it also kinda feels like letting go of the cat is also kinda letting go of my sister, so I’m trying to keep the cat as healthy and happy as she can be for as long as possible - it’s just really expensive (extra special diet, multiple medications, periodic tests). But today the cat raced me down the stairs, then yelled at me for making it cold and wet outside, then complained that her food was late, then snuggled up next to me at the computer. It’s all worth it.
Edit: I’m estimating it’s been at least 10k so far, just for emergency treatments, getting her stabilized, then diagnosed, and then coming up with a set of food and medications that work. And then I’m estimating another 10k to care for the cat in the future. She’s a good cat, even if she yells at me for letting her see the bottom of her food bowl …
She’s got appetite, that’s awesome!
It really is!
$40,000 would pay off all debts for me and my wife, and allow us finally catch our breath. The monthly payments have been annihilating us for years, and neither of our careers have recovered since COVID.
It feels like an endless tunnel.
- £80 would pay for a Steam page for my little indie game thus fulfilling a lifelong dream
- £200 would pay for Christmas which is always a big money stress
- £500 would let me get some much needed dentistry done and remove that worry
- £1000 would give me a decent emergency fund to reduce stress in general
- £10,000 would be the point where I could feel more independent, maybe even get a car
- £100,000 would let us move somewhere that isn’t totally isolated from civilization
Fuck man, if I had more money I’d buy you the steam page :(
Hope you can get that soon! Maybe your indie might just be what you need to get your financial freedom :) good luck!
Hah, thanks, appreciate that! It’s all good, I’m saving up bit by bit. Just can’t quite justify the whole cost at once, you know? But I’ll get there, same as with everything else.
Tell us about your game? What type? Story? Tech details? Etc.
It’s really not very exciting, it’s just a minimalist little city builder thing. More of a “prove I can make and release a game” type project than anything that’s gonna make me famous! Learning Godot engine at the same time which has been half fun, half frustrating as hell :D
(recently started a devlog channel so if you really are interested, this is me, but there’s not much there yet)
Cool. Where’s the “Buy me a Coffee” link?
NM, found one for the Giddy Stitcher. Good luck.
…I can’t believe you’ve done this. Holy crap, thank you!
Honestly don’t even know what to say to this. I guess I better get designing a Steam page!
Care to show me the way to that link I don’t have the time to go look for right now but don’t want to forget about over the next couple of hours?
About 250k. That pays off the house and all other remaining debt.
Ditto. Eliminating monthly debt payments would totally change the household finances.
Yep, having the house paid off would be huge!
A couple of years ago, an extra $10 would’ve made my week, or an extra $83.70 would’ve made my month.
Now, it’s closer to $10K, and it wouldn’t really significantly improve my life, it would just let me get a new roof faster.
Maybe a lot or maybe none. I am really struggling with depression. I can afford therapy and I have all the money I need. I only wish living wasn’t so painful. Maybe having someone in my life who cares would go a long way.
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Probably something like… €400.000 to €450.000. Then I could buy an apartment or small house when I graduate and pay off my student loans in full. It depends on the city I can find work in and want to live though. There are 3 I’m seriously considering and it varies about a €100.000 for a house between the cheapest and most expensive of the three.
$208,063.88
This would pay off our mortgage and we could dump that monthly payment into saving for retirement.
However, if the question was how much do we need then it would be $0. We are far more fortunate than many.
If there was a line of all the people in this comment section waiting to get whatever amount they need I’d be one of those continuously moving to the back to let others go first.
I hope you all find improved quality of life, even if it’s not through some financial windfall!
You’d be better off keeping the mortgage, since it’s about the cheapest leverage your average person has access to, and investing the lump sum. Net present value, baby.
No thanks! I’ll take housing that only costs me property taxes. Tomorrow isn’t guaranteed so I’d take that certainty today.
Enough to buy a house.
That seems like a lot for this question but it’s honestly the only thing that significantly would. Cars and goods are great but just materialistic and I can live without them just fine. But give me a place for my family and I to live and our lives would be significantly improved, because we’d not have to deal with landlords, renting, we could modify the house to our needs, have pets and not stress about constant rent hikes and the possibility of being evicted.
I think everyone should have the opportunity to own their own house and politicians are betraying society and entire generations of people by doing things that work heavily against it.
I have a Habitat for Humanity mortgage and it changed my financial life like nothing ever has or likely will. AMA.
However much an island is, I guess? Actually I’m not sure how that would improve my life.
What an interesting question.
I think I’m good.
Or maybe however much it would take to set up a sustainable food pantry?
That would do it.
625k would be more than enough.
About two million euro, so I could retire.
Right now? Literally just about anything. My fiance left me last week to “figure herself out” after 9 years together and soon I might be homeless and my credit cards I took out to help her over the years are months behind on payments. So yeah, anything.
Okay, that sucks. Might want to get in touch with as many companies as you can, explain the situation and see if you can work something out.
If you can communicate that you’ll need more time, I think they would prefer that over not getting any money at all.
When you are in deep shit like this, speak about it. Let everyone who you still own money know that you want to, but cannot pay right now and you want to work out an arrangement.
Also check if the government has a program to assist with debt. Be proactive, people are more willing to work with someone that is taking action to change things up.
The worst thing you can do is stop opening mail and just ignore it. It will only make the problems bigger. Get help, anywhere you can.
Good luck.
Edit: depending on your country and relationship with your employer, consider informing your employer too. Some employers are willing to work something out with you if you explain how it happened and how you want to get out of it.
The least amount? 20k US would halve my credit card debt and give me a leg up on getting the rest paid off. 40k would give me a jump start on finally rebuilding. Given I’m in my 50s though and with the state of the world, I’m likely to be making credit card payments until the day I die.
52 here, much the same story. Started getting paid for the first time in life, went a little nuts with credit. $20K would knock most of it out.
OTOH, I got most of the things I’ve wanted in life before inflation exploded, so I got that going for me.
Also, about to get no less than $50K for the last of my inheritance. That damn well pays of Habitat for Humanity on our home.
Do the Dave Ramsey thing! Focus on your smallest debt, pay it off. Go for the next one. And the next.
I can dig out in the next 2 years. My wife just took a second job, and while that sucks, she’s happy to do it so she can contribute more to the household.
I mean, anything over about 1000 USD would be a big help, I had to make an unexpected visit to a sick parent that really set back my short term goals.
10k would be a nice emergency fund and I could start focusing again on things like moving to a better place (moving is expensive).
100k would mean freedom to get any transition-related surgeries I want without hassling with insurance. Or it could be rolled into a home purchase or retirement.
Currently my income isn’t great, but I can pay my bills with savings to spare, even in a nicer apartment or home.
£1000. I could pay for my entire ADHD treatment programme from start to finish, without having to wait YEARS in a waiting list for the free treatment. It would absolutely change literally everything in my entire life, giving me a life instead of circling the drain waiting to die.
But I’ll never be able to save that kind of money, I’m an idiot and my ADHD is crippling.
I considered gofundme, but it’s already full of people who need money for ADHD treatment, and I don’t want to drown them out with yet another plea, you know?
If you’re already diagnosed then go through the NHS. I went private for my diagnosis then took the results to my GP who referred me for treatment almost immediately. The diagnosis was the most expensive part for me. (£1200)
I’m not sure about the requirements that NHS has but a potentially cheaper way of doing it is having a psychologist run a few tests out of the DSM 5 and doing a report about it. Once you’re in the door with funding you can use that for a full specialist diagnosis instead.
Again, not sure if that’ll work with NHS and if it will it’ll take some research on their behalf to make it happen but that’s how I got around the same requirements for our local system without paying though the arse for a specialist.
It’s really sad that wherever you live this is the case. A thousand bucks is nothing to most well off societies compared to the benefit that treatment for your condition has in helping you become a more productive member of society.
