• null@piefed.nullspace.lol
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    2 days ago

    Premiums are gross revenue. d here is net revenue. That is what you misunderstood here. Do you understand it now?

    WHICH THEY ARE NOT ALREADY GETTING.

    I showed you a source that says they are.

    including the people who write professional articles about the topic.

    No one here has shared a single one…

    • [deleted]@piefed.world
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      2 days ago

      Can you admit that they are not starting out with their full 20% cut?

      That is the entire reason you cannot accept any explanations based on the reality that they have some wiggle room to increase profits.

      • null@piefed.nullspace.lol
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        2 days ago

        Again, I quoted you the exact figures that show year over year consistency with aligning to the range required by the law. Do you disagree with their findings?

          • null@piefed.nullspace.lol
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            2 days ago

            The range I’m referring to is the MLR requirements under the ACA.

            It’s a range, because they must take on a minimum 80% MLR, but in some cases the law requires them to take an even higher MLR.

            • [deleted]@piefed.world
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              2 days ago

              No, they are saying it doesn’t work the way you describe because the companies never actually reach their 20% cut. Rebates don’t cap their net revenue because they are never close to the cap.

              • null@piefed.nullspace.lol
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                2 days ago

                No, they are saying it doesn’t work the way you describe because the companies never actually reach their 20% cut.

                Lol absolutely not. They said no such law exists that would require insurers to rebate customers. Again, unlike you I’m happy to quote anything you think wasn’t said.

                Rebates don’t cap their net revenue because they are never close to the cap.

                So you disagree with the findings I linked you?

                • [deleted]@piefed.world
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                  2 days ago

                  Your link explains how you are completely misunderstanding how everything works and explains the same things we telling you.

                  Go read what you linked until it sinks in.

                  • null@piefed.nullspace.lol
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                    2 days ago

                    Then tell me how the quote I gave you fails to align consistently with the range of MLR required by the law.