

billionaires would suffer extreme depression and paranoia until they downgrade to millionaire status
I think that’s kindof already a thing. Like, do billionaires as a demographic come across as not depressed and paranoid to you?
Trump famously eats McDonalds so much largely due to paranoia about being poisoned. (Hitler had similar anxiety delusions about being poisoned.) Musk is so insecure about himself that he pays people to play video games good so he can trick everyone into thinking he’s a good gamer.
It’s basically the official Critical Role original system.
Its licensing isn’t as great as Paizo’s, from what I hear, but it looks like a pretty great system mechanically from what little I know of it.